Although it may not be as traditional as chocolates, flowers, a romantic dinner or a weekend getaway, giving your special someone the gift of life insurance on Valentine’s Day is a unique way to communicate how much you care. Unlike roses and candy that might last a week, the gift of life insurance offers your loved ones guaranteed financial stability for years to come.
It’s difficult yet important to think about how your family would manage financially if you were no longer around to provide for them. Life insurance offers a solution to this troubling thought, paying cash to your family after you die to help your loved ones remain financially stable. When you’re trying to think of the perfect gift that shows how much you care this Valentine’s Day, below are three reasons to consider a life insurance policy:
- In addition to funeral costs, life insurance can be used to cover routine expenses, from mortgage payments to college tuition. If you are the primary wage-earner, life insurance can allow your loved ones to remain in your family’s home, allow your children to pursue higher education, and allow a family business to remain in operation.
- Life insurance is affordable and determining how much you need is easier than you may think. Although attempting to figure out how much money your family will need to meet immediate expenses as well as future ones may seem overwhelming, there are plenty of free resources available to help you accomplish this. For instance, the LIFE Foundation, a non-profit organization dedicated to educating the public about the essential role of life insurance, offers a Life Insurance Needs Calculator that simplifies this task, walking you through the process and providing you with an estimate of your coverage needs in just minutes.
- You can secure life insurance from someone you know and trust by contacting your independent insurance agent. Although there are many different ways to purchase life insurance, some people feel more comfortable entrusting their family’s finances to someone with whom they have already developed a relationship. If you are one of these people, your insurance agent is here to help. In addition to providing home, auto and business insurance, many agents can also handle your health and life insurance needs.
At Hunkins & Eaton Insurance Agency, we understand that life insurance can seem complicated, which is why we are here to answer all of your coverage questions. Our agents will work with you to help you determine how much coverage your family needs, explain the different life insurance options available to you, such as term life insurance and permanent life insurance, and help you find the right coverage for your family’s needs. For additional information or to get a free quote for life insurance in Littleton , N.H.
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